5 Things To Take Note On The Delivery Charges in Singapore

1. Hospitals -- Private vs Public

Pros of private hospitals

• Smoother check-in and billing

• More luxurious surroundings and private rooms on demand

• Less time pressure as they’re not trying to process as many people

• Guaranteed OB-GYN of choice

• Amusing perks like cocktail parties, head massages and parking spots!

• The cost difference between public and private is sometimes not as large as you might expect

Cons of private hospitals

• More expensive

• If there is an emergency you might need to get you or your baby transferred to a public hospital with a larger NICU or more specialist expertise

• More OB-GYN led, slightly less active midwife support

Pros of public hospitals

• Lower cost – you can also opt to be a private patient at a public hospital to access better grades of room and choose your OB-GYN

• You are right where you need to be if something goes wrong in labour or after birth

• You are more likely to have a midwife-led birth if this is what you want

• NUH in particular is at the forefront of the natural birth movement in Singapore

Cons of public hospitals

• Admin and wait times tend to be longer

• Stricter visiting hours

• Unlike private hospitals which will help to process insurance claims, with public hospitals you’ll have to handle the paperwork yourself

• You might need to wait longer for pain relief

2. Gynaecologist Fees in Singapore

First trimester (1st to 13th week of pregnancy)

Your first trimester begins when you get pregnant which means by the time you find out you are pregnant, there might be limited time left to do all the check-ups.

There are a series of tests which have to be done on the First trimester.

These blood tests can cost between $200 to $400 each time. Some examples of tests will be:

• Triple Serum Tests (at about week 18)

• First Trimester Screening Panel (at about week 10 to 14)

Second and Third Trimester

Depending on the hospital which one goes to, the cost for a regular session with the gynaecologist can range from S$60 to S$220.

The safest bet will be to save up enough for at least 15 visits.

• Some gynaecologist will also look to offer you a package ranging from S$850 to S$1,500 depending on the hospital which you go to.

• Throughout your pregnancy, one can expect between 2 to 4 ultrasounds. Each ultrasound is expected to cost between S$100 to S$200 each. This cost is usually not included in the package.

Furthermore, if you opt for further testing such as Harmony testing, you can expect to spend another $1,000 to $1,500.

3. Delivery Charges in Singapore

Cost of Normal (Vaginal) Delivery

• Ranges from $840 to $9,775 depending on the hospital and type of ward.

• Highest median cost for normal (vaginal) delivery: $9,775 (Gleneagles Hospital, Private)

• Lowest median cost: $840 (National University Hospital, Ward C)

Cost of Caesarean Section

• Ranges from $1,115 to $16,314 depending on the hospital and type of ward.

• Highest median cost for caesarean section: $16,314 (Mt Elizabeth Hospital, Private)

• Lowest median cost of caesarean section: $1,115 National University Hospital, Ward C)

Cost of Caesarean Section With Serious Complications

• Ranges from $1,491 to $17,220

• Highest median cost of caesarean section with serious complications: $17,220 (Gleneagles Hospital, Private)

• Lowest median cost of caesarean section with serious complications: $1,491 (National University Hospital, Ward C)

4. Medisave Maternity Package (MMP) – Using Medisave for childbirth

The Medisave Maternity Package (MMP) allows parents to use their Medisave for

• offsetting delivery expenses

• offset pre-delivery medical expenses such as consultations and ultrasound

Delivery ExpensesTotal Medisave Claimable

• Pre-delivery Medical Expenses -- $900

• Surgical Withdrawal Limit -- $750 (Normal Delivery) / $2,150 (Caesarean Delivery)

• Each day in the hospital -- $450 (both private and Public hospital

5. Singapore’s Baby Bonus Scheme – Cash

Also known as Child Development Co-savings, the baby bonus’s cash gift aims to help lighten the cost of having children.

The procedure is as such:

• Submit an online form to join the scheme (as early as 2 months before the estimated delivery date)

• Delivery the baby!

• The cash gift to be received within 7 to 10 working days upon registration of your child’s birth.

1st Baby $8,000

2nd Baby $8,000

3rd Baby onwards$10,000

*cash gift is disbursed over the course of 18 months

We hope that this post give you some insights on the cost of delivery in Singapore.